Payment Options Overview
FESCO consumers have numerous payment channels available. Whether you are in central Faisalabad with multiple banks nearby or in rural Bhakkar with limited options, at least one convenient method is accessible to you. All methods require only your 14-digit FESCO reference number.
Payment Methods Comparison
| Method | Fee | Speed | 24/7 | Needs |
|---|---|---|---|---|
| JazzCash | Rs 0–5 | Instant | Yes | Jazz account |
| EasyPaisa | Rs 0–5 | Instant | Yes | Easypaisa account |
| HBL/UBL/MCB App | Free | Instant | Yes | Bank account |
| Meezan Bank | Free | Instant | Yes | Meezan account |
| ATM (any bank) | Free | Instant | Yes | Debit card |
| Bank Counter | Free | Same day | Business hours | Bill/ref number |
| Post Office | Rs 10–20 | 1–2 days | Business hours | Physical bill |
| NADRA e-Sahulat | Rs 20–30 | Instant | Center hours | CNIC + ref |
Mobile Wallet Steps
JazzCash payment
- Open JazzCash > Bill Payments > Electricity > FESCO
- Enter 14-digit reference number
- Verify amount and consumer name
- Enter PIN to confirm
- Save SMS confirmation as proof
EasyPaisa payment
- Open EasyPaisa > Bill Payments > Electricity > FESCO
- Enter reference number
- Confirm amount displayed
- Authorize with PIN
- Screenshot the confirmation
Bank App Payment
All major Pakistani banks support FESCO bill payment through their mobile apps. Navigate to bill payments, select FESCO, enter your reference number, verify the amount, and confirm. Most banks also offer auto-pay scheduling.
| Bank | App Name | Auto-Pay |
|---|---|---|
| HBL | HBL Mobile | Yes |
| UBL | UBL Digital | Yes |
| Meezan | Meezan Bank App | Yes |
| MCB | MCB Arif Habib | Yes |
| Allied Bank | myABL | Limited |
| Bank Alfalah | Alfa App | Yes |
Payment Tips
- Set reminders 3 days before the due date
- Use auto-pay to never miss a deadline
- Pay online to skip bank queues near due dates
- Always save payment confirmation/receipt
- Verify payment reflects within 24–48 hours
- Late payment adds up to 10% surcharge
If Payment Not Reflected
- Wait 48 hours for system reconciliation
- Gather payment receipt or transaction confirmation
- Visit FESCO subdivision office with receipt
- Accounts section will manually credit your payment
- Keep receipt until credit appears on next bill
Frequently Asked Questions
How do I pay FESCO bill online?
Use JazzCash, EasyPaisa, or any banking app. Enter your 14-digit reference number in the bill payment section and confirm.
What is the cheapest FESCO payment method?
Banking apps are free. JazzCash/EasyPaisa charge Rs 0–5. ATMs are free.
Can I pay FESCO bill at any bank?
Yes, all major Pakistani banks accept FESCO payments at counters, ATMs, and apps.
Is there a late fee?
Yes, up to 10% surcharge after the due date.
How long for payment to reflect?
24–48 hours for online payments, 1–3 days for counter payments.
Can I set up auto-pay?
Yes, through HBL, UBL, Meezan, and other major banking apps.
Can someone else pay my FESCO bill?
Yes, anyone with your reference number can pay. No ID verification needed.
What if I overpay?
The excess is credited to your next bill automatically.
Can I pay in installments?
Not for regular bills. Large arrears may be negotiated at the subdivision office.
Where to pay in rural FESCO areas?
JazzCash/EasyPaisa agents, post offices, NADRA e-Sahulat centers, or nearest bank branch.